Technology

Insurance to protect your wedding day

Congratulations! You are engaged to be married and the thought of mother brings joy, happiness and lots of smiles to both of you, your parents, family and friends.

Overall planning for the big day takes a lot of time and energy, not to mention money. Expenses include limousine, wedding attire, florist fees, photographer fees, and all fees related to banquet hall rental, catering, liquor store, band, DJ, and much, much more. This, after all, will be the party to remember: the celebration of when two souls came together to honor, love and share life.

Anything that involves preparation involves another factor: fun and excited anticipation. But the fun and excitement can soon be replaced by genuine disappointment along with financial loss if things don’t go as initially envisioned. Even happy occasions are subject to accidents and failures. So what do boyfriends do to avoid the unexpected pitfalls that can arise?

The answer, like virtually everything related to risk exposure for a homeowner, automobile driver, business owner, and family member, is insurance coverage. And yes, there is insurance to protect your special wedding day.

How does this special form of compensation protect you?

The following insurance claim examples will serve to illustrate that.

• Damage to property
The best man completely forgot to blow out the candle burning in the groom’s room. Unfortunately, this resulted in a fire that partially damaged the walls and floors of the rented ballroom.

• Cancellation coverage
The bride’s family booked the banquet hall about two years ago. Meanwhile, the establishment was facing financial difficulties, leading to eventual bankruptcy. The salon closed before the wedding date.

• Jewelry coverage
The groom thought he had placed the bride’s wedding ring in the black velvet lined ring box. However, when he opened the box, he discovered that it was missing.

• Medical Payments
The upbeat music was the perfect accompaniment to an energetic round of waltzes. Unfortunately, the father of the bride outdid himself with the steps. The slippery floor didn’t help either as she began to lose her balance and fell. The misstep resulted in a broken leg and immediate surgery to correct the injury.

• Responsibility for food or drinks
Something was terribly wrong with the selection of a main course offered to guests at dinner. Five wedding guests ended up in the hospital for food poisoning after ingesting the spiced corned beef after the wedding celebration.

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